Beginning January 1, 2026, California will reinstate a resource (asset) limit for Medi-Cal long-term care eligibility (as well as eligibility for community benefits). After several years in which most asset limits were temporarily eliminated, Medi-Cal is returning—at least in part—to a pre-2024 style asset test that often caps an applicant’s assets at $130,000. For many California families . . .

When most people think of “asset protection,” they’re really thinking about two different kinds of protection. The first is creditor or lawsuit exposure—what happens if someone gets a judgment against you in California state court. The second is bankruptcy protection—what happens if you have to file bankruptcy and a trustee reviews your assets.

Retirement accounts have always been a cornerstone of asset protection planning, but recent changes in California law mean that not all retirement accounts are treated the same.

What’s a “hot asset,” anyway?  Is it the newest meme stock on Reddit?  Good guess, but no.  In the estate planning world, the notion of “hot assets” and “cold assets” relates to . . .

This question often has an easy answer: Joint ownership is (often) . . . bad! In many instances, the drawbacks . . .

Estate planning is a crucial aspect of ensuring that your assets are distributed according to your wishes after your passing. But estate planning also involves . . .

So your kids are adults. Or are they? Well, one of your kids is married, but you have your doubts as to . . .